Credit DOs

Here are some ideas to help on your home ownership journey!

Mortgage lenders use a credit score (most often called a FICO Score) along with other factors, such as your debt to income ratio, employment history, and credit history to determine your credit worthiness. To improve your credit ...

As the latest housing data shows an uptick in sales, Case-Shiller's 20-City Composite index surged 6.19% YoY in September - the fastest rate of gain since July 2014.

As Bloomberg notes, the residential real-estate market is benefiting from steady demand backed by a strong job market and low mortgage ...

With housing inventory lower than before, more people are looking at condominiums (“condo”) and townhomes when shopping for a new home. Most condos and townhomes are part of a homeowners’ association (“HOA”). HOAs are organizations in a subdivision, planned community or condo that make and enforce rules for their properties ...

Mortgage rates fell today, largely in response to the past two days of bond market improvement. In other words, lenders had been keeping their guard up ahead of today's key inflation data (The Consumer Price Index, or "CPI"). While it's true that a strong CPI report had the ...

Debunking Zillow’s Zestimate W hen looking to buy or sell a home, many turn to the Seattle-based website zillow.com as a place to start their home search or to look for comparison pricing. While Zillow has empowered buyers and sellers to gather basic information about their home and other ...

There's no denying that buying a home is a costly endeavor—in fact, it's likely the most expensive purchase you'll ever make.

So it makes sense to try to negotiate where you can. Save a few bucks here, get a few things thrown in there, right? We hear ...

2017 is going to be a great year for our local housing! If you are on the fence of when to buy, sooner than later is what I recommend. Interest rates are projected to rise steadily for the next 3 years. With home values going up along with interest rates ...

Figuring out how much time you should spend viewing properties for sale is a little like asking, “How long should I spend trying on shoes?”

The answer seems obvious: As long as it takes to make a decision! Buying a home is significantly more complex than purchasing shoes – ...

Getting a mortgage is a daunting prospect, which explains why so many people seem eager to pat your hand and say, “Let me give you a little advice.” Sure, those pearls of wisdom may come from an ocean of good intentions, but the suggestions might not necessarily be right ...

If you’re weighing the pros and cons of these two mortgage types, the first step is understanding exactly how they differ

Here’s what you need to know to evaluate your financing options.

Homebuyers have many decisions to weigh: Good school district in Fort Mill, SC, or an extra 2 acres ...